There are a lot of different ways to make Bells in Animal Crossing: New Horizons. You can make a Tarantula island and then catch them to then sell them; you can grow fruit that’s not native to your island or you can accrue interest by putting all of your Bells in your savings account on the last day of the month, which is something that I just found out about today.
You might have been wondering what exactly is the point of having a savings account in Animal Crossing: New Horizons if there’s no way to lose the money you already have in your wallet. Well, what If I told you that you could make 0.05% interest on your Bells in just one day?
If you to the Nook Stop machine in Resident Services, and then boot up the ABD, you’ll be able to deposit Bells into your savings. At the end of each in-game month, which would be today if you’re playing on March 31, you are able to accrue interest based on how many Bells you have sitting in your savings.
If you place 1,000,000 Bells in your account, for example, you will wake up the next day with a letter in the mail that’ll tell you that you’ve made 50,000 Bells in interest, which will be sitting in your bank account just waiting for you to pick up –it’s all very simple.
You can do this on the last day of every month, so just make sure not to spend a ton of your money on the last few days so that you can rake in those Bells!
Even if you just place a measly 100,000 Bells in there, you’ll still get 5000 back in accrued interest so it’s always worth it at the end of the day.
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