Money really does grow on trees in Animal Crossing, which is a good thing given that building your own island community is an expensive business. Indeed, while there are a number of other ways to earn Bells quickly, the money tree is among the most effective. If you’re after the specific numbers on what you’ll get as a return for your investment, here’s what the max money tree Bell amount is in Animal Crossing New Horizons.
How to Plant Money Trees
First, let’s quickly recap the process of actually planting money trees in New Horizons. If you need a full breakdown, though, it’s here.
Money trees are planted in specific spots, which you’ll know because they are telegraphed by a faint golden glow coming from beneath the grass. If you dig this spot you’ll find 1,000 Bells. But the reward isn’t really the treasure but the potential to replant Bells in that exact spot to create a money tree.
After having planted your Bells, a tree will sprout and sprout three more bags of Bells after five or six days. The more Bells you buried, the more you’ll earn back. But how much is the maximum amount, you ask?
What the Max Money Tree Bell Amount is in Animal Crossing New Horizons
The maximum amount of Bells you should plant at any one time is 10,000. That’s because money trees tend to only ever reward you with a maximum of three 10,000 Bell bags. Therefore, planting more than that number does not guarantee you will triple your money.
However, it is not totally unheard of. You can plant more than 10,000 Bells technically — we just don’t recommend it. Twinfinite has planted 99,000 Bells a dozen or so times to test this theory and only ever received more than 10,000 once.
If you’ve already made the blunder and lost a bunch of money then consider reading our helpful guides on how to make Bells quickly in the game. If you’re willing to use an exploit then do check out the bank interest time travel trick.
That should be everything you need to know about what the max money tree bell amount is in Animal Crossing New Horizons. For more useful tips and guides on the game, Twinfinite’s guide wiki is your best source.
