Finch
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While Finch is by no means a major player in Mass Effect, he can be a bit of an annoyance if your Shepard comes from an Earth-born background. After the incident on Virmire, Finch will be hanging around Chora’s Den to blackmail you into freeing a fellow member being held captive.
If you refuse to help Finch, he’ll threaten to inform the entire galaxy of Shepard’s time in the Tenth Street Reds. Shepard can confront Finch and choose to either kill him or force him to keep the details of Shepard’s past to himself.
Choose to assist Finch in freeing his buddy, and he’ll stay true to his word. Finch doesn’t make any appearances beyond this, save for a message in Mass Effect 2 if he was kept alive. Either way, Finch makes the list.
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